Income & DSCR
4 Docs
Estimate the rental income needed to support a loan
Last Updated: October 5, 2026Required income helps you reverse the qualification question: what income would need to be accepted for this payment and target...
Understand estimated DSCR
Last Updated: October 5, 2026Debt-service coverage ratio compares the income used for qualification with the housing payment used for that calculation. The applicable lender...
Separate actual income from projected market income
Last Updated: October 5, 2026Actual operating records and projected market income answer different questions. Keep both visible and clearly labeled. Actual income Actual income...
Review market income and comparable rentals
Last Updated: October 5, 2026Market research can help frame an income assumption where coverage is available. It is a research input rather than a...