Purchase
Enter the address, expected purchase price and loan request. Consider closing costs, furnishings, repairs and reserves alongside the down payment.
Property analyzer & financing review
Want a second look?
Bring your property analysis to our team.
Research the income, check estimated rates and save your property first—or ask us a specific purchase or refinance question. Request a capital review when you want help comparing the next steps.
Free registration required to view estimated rates and save your research. No sales call required. Contact our team when you choose. Estimates are subject to lender review.
Return to your workspace: Sign InStart with your decision
The property check follows your purchase or refinance.
You do not need every answer to start. Use reasonable estimates, then verify the assumptions that matter before applying.
Rate-and-term refinance
Review estimated value, current debt and rental performance. Compare payment changes with closing costs, existing prepayment terms and how long you expect to hold the property.
Cash-out refinance
Explore how the requested loan affects equity, cash available and debt coverage. Net proceeds depend on payoffs, costs, eligibility and lender limits.
Income evidence
Know which income assumption you are using.
An STR market projection, documented booking history and a long-term lease can produce different financing results. The lender decides which sources and adjustments are permitted.
- Short-term: review seasonality, operating history and available market research.
- Mid-term: review furnished lease terms, vacancy, utilities and supporting records.
- Long-term: review leases, market rent and appraisal requirements.
Data availability varies. Missing market data should remain a question to resolve, not an income promise.
Explore rental-income documentationFinancing choices
Compare the cash, payment and tradeoffs.
The platform displays down-payment options with cash required, estimated payment, DSCR and cash flow. Eligible financing choices can include different rates, client-paid points and prepayment structures.
Review lender debt coverage separately from operating cash flow. Your expense allowance, reserves and setup costs affect whether the property works for you.
Learn how to compare loan structures
From address to next step
Build a property record you can return to.
1. Enter and verify
Confirm the property.
Choose the transaction and rental use, verify the address and enter approximate amounts. Confirm property facts when lookup data need correction.
2. Save and compare
Review the result.
Create an account to save your property and see preliminary options. Review income assumptions, score explanations and financing choices.
3. Choose next steps
Decide who should review.
Use the workspace’s next-step options to invite reviewers or ask for team help. A selected financing preference does not lock a rate or approve a loan.
The property check is not an application, approval, rate lock or commitment. Formal financing may require credit authorization, documentation, appraisal and underwriting.
Human review when you want it
Bring the property and financing questions together.
Your agent, LLC member, CPA, attorney or advisor may need to review different parts of the decision. Keep the assumptions clear, then ask STR Advisory to review the financing when you are ready.
Our team reviews the scenario, identifies information that needs support and explains the application steps. Sending a review request asks our team to respond; using the preliminary tool is a separate step.
Go to the personal-review formOptional income research
Explore a separate rental-income estimate.
The existing embedded research calculator remains available below. Use it to explore assumptions, then continue in STR Advisory to save your property and review financing.
This third-party tool has its own data and contact settings. A revenue estimate is not a lender-approved income figure, appraisal or guarantee.
Open the rental-income research calculator
Optional personal review
Would you like our team to review the scenario?
Use the form below when you want a response from STR Advisory. Share what you know, explain the decision and select your preferred contact method.
If your property is already saved, include its address so our team can identify the scenario. Please do not send Social Security numbers, bank details or sensitive loan documents through this preliminary form.
Requesting review is not an application, approval or rate lock. We may need additional information before identifying an eligible financing path.